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* denotes required fieldEmployer Retirement and Benefit Plans
You dream of loyal, dedicated, long-term employees.
They dream of the benefits to live fully and the security to retire comfortably. How do you reconcile the two paths?
By partnering with CG Financial Services to establish a package designed to attract and retain employees with its comprehensiveness, quality and ease of management.
Retirement Plans
Though retirement plans are all about the future, their reality is grounded in today. At CG Financial Services, we understand that establishing and managing your organization’s plans require you to balance tomorrow’s goals with today’s needs.
Working closely with you, our advisors examine our comprehensive selection to build an integrated plan that’s right for your organization, then serve as your local liaison to optimize the employee experience with education, one-on-one meetings, key employee planning and seminars. Options include 401(k), 403(b), 457, simple IRA, SEP IRA, profit sharing, defined benefit and deferred compensation plans, plus plan document setup, employee retention strategies and increased benefits to owners and key employees.
To keep employees well-informed and to help manage your fiduciary responsibility, we’re focused on providing relief from liability, complying with ERISA, maximizing employee awareness and offering employee seminars.
In ongoing plan reviews, we aren’t just looking at performance; we’re analyzing vital factors like cost structure, asset correlation and diversification to balance potential returns and risks. Through it all, we’re maintaining regular, open communication with you and your employees to ensure we’re on track with your needs and goals.
Benefits Packages
We understand that employee benefits and health plans entail enormous complexity and detail. Well-versed and experienced in their twists and turns, we’ll help you navigate toward the ideal plan for your business and your employees.
We’ll work with you to design a package that’s as extensive or simplified as you want it to be. Choose from traditional and innovative options including:
- Health
- 529 Plans
- Life
- Long-term care
- Prescriptions
- Flexible Spending Accounts
- Disability
- Health Savings Accounts
- Dental
- Health Reimbursement Arrangements
- Vision
Every year, we carefully review your plan components to ensure we’re on target for you and your employees. As the plan sponsor, your annual assessment includes discussions on economic strategies, industry trends, renewal rates, optional plan designs, alternative carriers and final plan recommendations. In open enrollment meetings, your employees will learn about adjustments to plan design, economic industry trends, reasons for changes and plan choices.
But we don’t stop there. As your local relationship manager, we take communication to new levels, ensuring employees have the information they need to make the right choices and the resources they need to manage their benefits. That includes regular employee workshops on topics like budgeting, investments, retirement and estate planning; annual employee education meetings; and a toll-free direct line to dedicated representatives standing by for questions or claims advocacy.
At CG Financial Services, we understand the importance of providing timely and responsive service to our clients. We strive to exceed expectations in meeting our client’s needs while managing their employee benefit programs. Our staff is ready to assist you and your employees.