What do your children know about building wealth?

Cash Management
What would you like to have known at 18, 25, or 35? When you were 20 or 25, what was your level of financial literacy? What did you think of when the nightly news mentioned Wall Street or the Federal Reserve? Did you even care about Read More

The Difference Between Good & Bad Debt

Market Commentary
Some debts are worth assuming, but others exert a drag on retirement saving.  Who will retire with substantial debt? It seems many baby boomers will – too many. In a 2014 Employee Benefit Research Institute survey, 44% of boomers Read More

Why it is wise to diversify

A varied portfolio is a hallmark of a savvy investor.  You may be amused by the efforts of some of your friends and neighbors as they try to “chase the return” in the stock market. We all seem to know a day trader or two: someone Read More

Social Security Claiming Strategies

What can married couples do to increase joint lifetime benefits? What is your “magic number”? Roughly half of retirees claim Social Security benefits at age 62, as soon as they become eligible. Some people delay benefits Read More