Planning for retirement is no easy task and can be very stressful for many. Many people are unsure if they have saved enough or if Social Security will be there for them. As you near retirement, how much risk should you be taking with your investments? At CG Financial, we analyze all these factors and many more, which simulate various market conditions going back to 1926. This provides peace of mind knowing that if we go through a recession, you will not have to change your goals or go back to work.
As you prepare for retirement you will need to start thinking about how much you want to spend in retirement. Many people plan to maintain their current standard of living, while other individuals desire to spend more. While others plan to live on less in order to retire early and reduce stress. No matter what lifestyle you want to live, a detailed plan is necessary.
You spend most of your working career accumulating assets, but have little experience withdrawing income from your nest egg in a sustainable, tax efficient manner. Once your retirement plan is developed, we help you determine where you will draw income from. We work closely with you to develop a strategy in which your monthly income matches your monthly expenses and when emergencies arise they can taken care of quickly.