Privacy Policy

Facts

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number or Tax Identification Number
Name, Address, Email, Phone Number, Date of Birth
Brokerage Info, including Purchases, Sales, Account Balances, and Inquiries

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share their customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reason CGAS chooses to share; and whether you can limit this sharing.

How CGAS shares personal information

For our everyday business purposes -

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does CGAS Share?: Yes
Can you limit this sharing?: No

For our marketing purposes -

To offer our products and services to you

Does CGAS Share?: Yes
Can you limit this sharing?: No

For joint marketing with other financial companies

Does CGAS Share?: No
Can you limit this sharing?: N/A

For our affiliates’ everyday business purposes -

Information about your transactions & experiences

Does CGAS Share?: Yes
Can you limit this sharing?: No

For our affiliates’ everyday business purposes -

Information about your creditworthiness

Does CGAS Share?: No
Can you limit this sharing?: N/A

For nonaffiliates to market to you

Does CGAS Share?: No
Can you limit this sharing?: N/A

How CGAS shares personal information
Reasons we can share your personal information:	Does CGAS Share?	Can you limit this sharing?
For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - To offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	N/A
For our affiliates’ everyday business purposes - Information about your transactions & experiences	Yes	No
For our affiliates’ everyday business purposes - Information about your creditworthiness	No	N/A
For nonaffiliates to market to you	No	N/A

What we do

How does CGAS protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does CGAS collect my personal information?

We collect your personal information, for example, when you:

Submit Applications or Forms
Provide communications such as e-mails, phone calls, etc.
Open Brokerage Accounts with CGAS

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control and with broker-dealer firms having regulatory requirements to supervise certain activities of Advisor’s representatives who are also registered with a broker-dealer firm. They can be financial and nonfinancial companies:

Wealth Advisory Group & CG Advisor Network
Capital Asset Insurance Services
CG Financial

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.