You may have employer coverage, a personal policy or a policy your parents set up for you when you were a child. With the various types of insurance policies out there today, it is essential to have periodic reviews of your insurance. These reviews help provide peace of mind that your heirs are taken care of in the most effective way.
Your ability to earn an income is often your greatest asset. However, what happens if you cannot earn income? Disability insurance is often one of the most important insurance policies that you will ever have, but often overlooked. As you grow in your career, we work with you to ensure your disability insurance is growing with you. Disability policies can be overwhelming with the various terms and conditions, which is why we work with you to help make sure the policy is drafted specific to your needs.
Long Term Care
As our population continues to age thanks in part to advances in medicine and technology, we are faced with the dilemma of caring for the aging population. Some will fund this out of cash flow, which can be a stress on your finances. Others will use long term care insurance. The long term care market is completely different today than it was 10 and even 5 years ago. This is why we analyze the needs of our clients and work with multiple carriers to determine which policy is best for you.